Imagine this: You arrive in Indonesia, ready to explore. A coffee here, a quick taxi ride there, dinner by the beach, and a little shopping along the way. Everything feels affordable, until you realize those small currencies conversion differences have quietly added up.

Luckily, there’s a smarter way to pay in Indonesia. With DANA, you can enjoy seamless cashless and cardless payments with the best exchange rates.

What is DANA?

DANA is the leading digital wallet in Indonesia one of Indonesia's leading digital wallets, designed to make everyday payments faster, easier, and more secure wherever you are in Indonesia. From scanning QRIS (Indonesia's national QR code standard) at millions of merchants to sending and receiving money, booking attraction tickets, car rental, hotel, or flight and train tickets, and purchasing mobile credit and data packages, everything can be done in just a few taps.

Besides getting the best exchange rate while transacting in Indonesia, you can also enjoy exclusive offers & discounts with DANA. Let’s check out the details!

Card Binding Promo: Mastercard & Visa

Got a Mastercard or Visa card? Let’s bind it to DANA and enjoy special promo for you. Check out the details: enjoy up to Rp225K OFF when you pay with QRIS using DANA while traveling in Indonesia.

For Mastercard users:

foreign-exchange-dana.png You can get the promo from 9 March – 31 Dec 2026 by saving your Mastercard Debit or Credit Card in the DANA app after successfully created your account. You will receive the promo within 1 x 24 hours after saving the card.

For Visa users:

promo1.png Simply save your Visa Debit or Credit Card in the DANA app after successfully creating your account to enjoy this promo from 22 December 2025 – 31 December 2026. The promo will be credited to your account within 1 × 24 hours after your card is saved.

Please note that the promo is available to the first 37 eligible users each day throughout the promo period and each user may only redeem the promo once using one device and one card.

Card Transaction Promo: Mastercard & Visa

Now that you've saved your card in DANA, you can unlock another promo by making QRIS payments with your saved card. Here's what you need to know: promo2.png For Mastercard users, the promo runs from 9 March – 31 December 2026. Simply pay with QRIS using your Mastercard Debit or Credit Card saved in DANA to enjoy the offer.

Visa users can enjoy the promo from 22 December 2025 – 31 December 2026 by making a QRIS payment with their Visa Debit or Credit Card saved in DANA.

The promo is limited to the first 49 eligible transactions each day throughout the promo period, with a maximum of one transaction per user per day using one device and one card.

All Bank Cards Promo

The savings don't stop there! In addition to Mastercard and Visa, cardholders of JCB, American Express, and UnionPay can also enjoy this promo.

If you're using a non-+62 mobile number and pay with an eligible bank card saved in DANA, you're all set. Be among the first 500 eligible transactions each day to enjoy the offer, make sure you don’t miss out.

Do note that if you don't receive the three promo, it may be because the daily quota of each promo has been fully claimed or the promo period has ended. Moreover, the promo can’t be combined with other promotions.

To ensure a safe experience for everyone, DANA may verify your account or review transactions if unusual activity is detected. If required, you'll be asked to upgrade to DANA Premium. We may also update the promo details from time to time, so check DANA's official channels for the latest information.

Rest assured, every eligible transaction is protected by DANA Protection.

Let’s download DANA & transact seamlessly in Indonesia!