How do I stop an auto-debit payment on Apple ID?
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First, make sure you have canceled all your subscriptions. Then you can stop your Apple ID auto-debit payment by following these steps on your iPhone or other iOS device:

  1. Go to Settings.
  2. Choose User Name, Apple ID, iCloud, Media & Purchases.
  3. Choose the payment method that you want to delete.
  4. Tap Remove the Payment Method. If you experience any issues during this process, please contact Apple Support: at https://getsupport.apple.com or Subscribed App Customer Service.