{"id":1438,"date":"2026-05-14T10:39:28","date_gmt":"2026-05-14T03:39:28","guid":{"rendered":"https:\/\/dana-blog.dana.id\/?p=1438"},"modified":"2026-06-15T10:45:37","modified_gmt":"2026-06-15T03:45:37","slug":"can-tourist-use-qris-in-indonesia","status":"publish","type":"post","link":"https:\/\/dana-blog.dana.id\/can-tourist-use-qris-in-indonesia\/","title":{"rendered":"Can Foreign Tourists Use QRIS in Indonesia Without an Indonesian Bank Account?"},"content":{"rendered":"\n

Yes, foreign tourists can use QRIS in Indonesia without opening an Indonesian bank account. One practical way to do this is by using DANA e-wallet<\/strong> and connecting a supported bank card to the DANA app.<\/p>\n\n\n\n

QRIS is Indonesia\u2019s national QR payment standard and is widely used across the country. Bank Indonesia states that QRIS is available across Indonesian provinces, regencies, and cities, including micro businesses, schools, worship places, and travel destinations. It also supports international visitors through QRIS Cross-Border at participating merchants.<\/p>\n\n\n\n

For tourists, this means everyday payments can be much easier. Instead of relying only on cash, foreign visitors can use DANA to pay with QRIS at many places such as minimarkets, caf\u00e9s, restaurants, local merchants, and selected street food vendors.<\/p>\n\n\n\n

Why QRIS Is Useful for Foreign Tourists in Indonesia<\/strong><\/h2>\n\n\n\n

Foreign tourists often face several payment challenges when visiting Indonesia. Cash is still useful, but tourists usually need to visit a foreign exchange counter first. International debit or credit cards may work in hotels, malls, and larger restaurants, but some smaller merchants may not accept card payments.<\/p>\n\n\n\n

QRIS helps solve this problem because many Indonesian merchants now accept QR-based payments. From minimarkets like Indomaret and Alfamart to restaurants, coffee shops, local stores, and small vendors, QRIS has become a common payment method for daily transactions.<\/p>\n\n\n\n

With QRIS, tourists do not always need to carry a large amount of cash. They can simply scan the merchant\u2019s QR code and complete the payment through a supported payment app.<\/p>\n\n\n\n

Using DANA Without an Indonesian Bank Account<\/strong><\/h2>\n\n\n\n

One of the reasons DANA can be useful for foreign tourists is that it provides account registration support for foreign phone numbers. According to DANA\u2019s help center, users can register by downloading the app, selecting their country code, entering an active foreign phone number, and allowing location access.<\/p>\n\n\n\n

DANA also allows users with foreign phone numbers to save supported bank cards in the app. DANA states that it accepts bank cards issued under the Visa, Mastercard, American Express, or JCB<\/strong> networks for foreign phone number accounts.<\/p>\n\n\n\n

This means foreign tourists may be able to use DANA without opening an Indonesian bank account, as long as they can register successfully and connect a supported card.<\/p>\n\n\n\n

Read more: What Kind of Bank Card Can Be Used in Indonesia?<\/a><\/p>\n\n\n\n

How DANA Helps Tourists Pay with QRIS<\/strong><\/h2>\n\n\n\n

After setting up DANA, tourists can use it for easier digital payments in Indonesia. DANA\u2019s digital wallet service supports QRIS payments, bill payments, mobile credit purchases, and other digital transactions.<\/p>\n\n\n\n

To pay a merchant, users can open the DANA app, tap Pay<\/strong>, scan the merchant\u2019s QR code, check the payment amount, and complete the transaction. DANA\u2019s help center also explains that users can pay merchants by scanning or uploading a DANA QRIS code and making sure the entered amount is correct before payment.<\/p>\n\n\n\n

This makes DANA useful for common tourist situations, such as buying snacks at minimarkets, paying at caf\u00e9s, eating at restaurants, purchasing from local merchants, or paying at selected street food vendors that display a QRIS code.<\/p>\n\n\n\n

Daily Places Where Tourists Can Use QRIS<\/strong><\/h2>\n\n\n\n

Foreign tourists may find QRIS especially helpful for everyday transactions in Indonesia. Common use cases include:<\/p>\n\n\n\n

Minimarkets:<\/strong> Tourists can use QRIS at many convenience stores, including popular chains such as Indomaret and Alfamart, where digital payment is commonly available.<\/p>\n\n\n\n

Restaurants and caf\u00e9s:<\/strong> Many restaurants and coffee shops in cities and tourist areas provide QRIS as a payment option.<\/p>\n\n\n\n

Street food and local vendors:<\/strong> Some local food stalls and small merchants accept QRIS, especially in urban and tourist-heavy areas.<\/p>\n\n\n\n

Retail merchants:<\/strong> QRIS can also be used at shops, service providers, and other merchants that display a QRIS payment code.<\/p>\n\n\n\n

However, tourists should still keep some cash as backup. Not every merchant accepts QRIS, especially in remote areas, traditional markets, or very small local businesses.<\/p>\n\n\n\n

Is It Better Than Opening an Indonesian Bank Account?<\/strong><\/h2>\n\n\n\n

For short-term tourists, using DANA with a supported card is usually more practical than opening an Indonesian bank account. Opening a local bank account may require documents such as a passport, stay permit, local address, and other requirements depending on the bank.<\/p>\n\n\n\n

For tourists staying only a few days or weeks, this process may not be worth the effort. DANA can offer a simpler way to access digital payments without needing a local bank account.<\/p>\n\n\n\n

For long-term foreigners, such as expatriates, students, or workers, opening an Indonesian bank account may still be useful. A local bank account can provide access to mobile banking, local debit cards, and other financial services.<\/p>\n\n\n\n

Things Foreign Tourists Should Prepare<\/strong><\/h2>\n\n\n\n

Before using DANA and QRIS in Indonesia, foreign tourists should prepare a few things. First, make sure the phone number used for registration is active. Second, check whether the bank card is supported by DANA. Third, contact the card issuer if the card cannot be linked or if international transactions are blocked.<\/p>\n\n\n\n

Foreign tourists should also check possible fees, exchange rates, and transaction limits. These may vary depending on the card issuer, payment method, and user account status.<\/p>\n\n\n\n

Foreign tourists can use QRIS in Indonesia without an Indonesian bank account by using DANA e-wallet and connecting a supported bank card. This can make everyday payments easier and more convenient, especially at minimarkets, restaurants, caf\u00e9s, local merchants, and selected street food vendors.<\/p>\n\n\n\n

While cash is still useful as a backup, DANA helps tourists enjoy a more practical cashless experience in Indonesia. With QRIS becoming widely accepted across the country, using DANA can be one of the easiest ways for foreign visitors to pay digitally during their trip.<\/p>\n\n\n\n

\"cta<\/a><\/figure>\n","protected":false},"excerpt":{"rendered":"

Yes, foreign tourists can use QRIS in Indonesia without opening an Indonesian bank account. One practical way to do this is by using DANA e-wallet and connecting a supported bank card to the DANA app. QRIS is Indonesia\u2019s national QR payment standard and is widely used across the country. Bank Indonesia states that QRIS is […]<\/p>\n","protected":false},"author":2,"featured_media":1440,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"fifu_image_url":"https:\/\/a.m.dana.id\/danaweb\/cms\/Can_Foreign_Tourists_Use_QRIS_in_Indonesia_Without_an_Indonesian_Bank_Account_25_a0f5610ea1.webp","fifu_image_alt":"can tourist use qris?","footnotes":""},"categories":[11],"tags":[],"class_list":["post-1438","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-dana-info"],"yoast_head":"\nCan Foreign Tourists Use QRIS in Indonesia?<\/title>\n<meta name=\"description\" content=\"Can foreign tourists use QRIS in Indonesia? 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